First Step Mortgage 

Are you a first time home buyer? Our First Step Mortgage program can finance your home purchase up to 95%. This includes purchases of single family dwellings, double-wide & modular homes, or attached and zoned real estates. Stop in and speak to one of our friendly loan officers at any location, and make your home owning dreams come true! 

  • Available to first time home buyers
  • Up to 95% financing
  • Loan terms available up to 30 years

Mortgage Loans

  • Loan terms available up to 30 years for purchases and refinances
  • Competitive adjustable rate mortgages
  • Financing available for Construction & Land only loans

Home Equity Loans

  • Competitive fixed rates
  • Variety of loan terms available 
  • Fixed monthly payments
  • Use for home improvements, education, vacation, personal expenses, debt consolidation and more

Home Equity Lines of Credit

  • Competitive variable interest rates
  • Revolving lines for 10 years
  • Monthly payments based on the amount you have used
  • Interest paid may be tax deductible - speak with your tax adviser

We also offer loans to purchase land, mobile homes, vacation homes and much more. Contact Us, or visit one of our friendly loan officers at any location for details.