Mortgages

Buying? Building? Refinancing? Make your move with a local team you can trust.

A real estate purchase shouldn’t feel complicated. With Pioneer Bank's in-house financing, you benefit from quicker local decision-making and guidance from local professionals you can trust.

We offer both conventional and non-conforming loans for construction, land-only purchases, homes, and other real estate needs.

Make your best offer with Pioneer Bank financing in hand.

Call one of our local loan officers or visit a Pioneer Bank branch to learn more about:

• Competitive fixed rate or adjustable-rate options
• Flexible loan terms for purchases and refinances
• Construction loans and land-only financing
• Options for non-conforming properties or borrowers

Home Mortgages

There’s no place like home. Make your move with a Pioneer Bank mortgage, guided by local expertise you can trust.

Fixed rate mortgage options
Adjustable-rate mortgage options
Financing options for a variety of property types

First-time Home Buyers

Shop with confidence with pre-qualified financing from Pioneer Bank.

First-time homebuyer financing options are available. Speak with a local loan officer to discuss available programs and financing solutions based on your individual needs and qualifications.

Construction Loans

Looking to build? We can customize a construction financing package tailored to your project.

Unimproved Land

Improve it with Pioneer Bank financing.

Financing options are available for land purchases. Contact a local loan officer to discuss available terms and qualifications.

Home Equity

Home Equity Lines

Access the equity in your home for a variety of needs, including home improvements, education expenses, debt consolidation and more.

Flexible access to funds as needs arise
Convenient repayment options based on outstanding balances
Competitive financing options

Home Equity Loans

Make your investment work for you.

Competitive financing solutions with flexible repayment options

FHLBank Programs
Workforce Housing Plus+ Grant Program

Pioneer Bank participates in homebuyer assistance programs that may help eligible borrowers with down payment and closing costs. Program availability, eligibility requirements, and funding are subject to change. These programs have limited funding and may not always be available. Contact a local loan officer for current program details.