Buying? Building? Refinancing? Make your move!
A real estate purchase should not be complicated. Pioneer Bank in-house financing means quick turnaround on decisions on both conventional and non-conforming loans for construction, land-only, mobile home, vacation homes, farmland, and other real estate.
Make your best offer with Pioneer Bank financing in hand.
Call one our friendly loan officers or visit a branch to learn more about:
- Competitive fixed rate or adjustable rate options
- Up to 30-year terms for purchases and refinances
- Construction loans and land-only financing
- Options for non-conforming properties or borrowers
Home Mortgages
There’s no place like home. Make your move with a Pioneer Bank mortgage.
- Fixed rate options up to 30 years
- 3, 5, and 7 year adjustable rate options up to 30 years
- Up to 30 years for “stick built” and “modular” homes
- Up to 20 years for mobile/manufactured/“double-wide” homes
First-time Home Buyers
Shop with confidence with pre-qualified financing from Pioneer Bank.
- 5 year adjustable rate
- Terms up to 30 years
- As little as 5% down
- 700 minimum credit score
Construction Loans
Looking to build? We can customize a financing package.
- Up to 80% LTV for stick or modular construction
- Up to 70% LTV for mobile construction with a permanent foundation
Unimproved Land
Improve it with Pioneer Bank financing.
- Up to 80% LTV
- 3 and 5 year adjustable rate options
- Terms up to 15 years
Home Equity
Home Equity Lines
Use for home improvements, education, vacation, personal expenses, debt consolidation and more.
- Revolving line of credit for 10 years
- Monthly payment based only on the amount you have used
- Competitive variable interest rates
Home Equity Loans
Make your investment work for you.
- Up to 20 year terms
- Competitive fixed and adjustable rate options