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Personal Checking

It’s your money—decide how you want to manage it!

Pioneer Bank offers a variety of personal checking options. All feature secure access, convenience, and ‘round the clock online services. Choose the account that works best for you.



Pioneer Consumer Checking Accounts


Everyday Student Elite Elite Plus (PEP)

Description

Easy and economical

For ages 15 to 18

For ages 55+

The gold standard

VISA™ Debit Card

Free

Free with school design

Free

Free

Mobile Banking App

Free

Free

Free

Free

Online Banking & Bill Pay

Free

Free

Free

Free

Allpoint™ ATM Access

Free

Free

Free

Free

Telephone Banking

Free

Free

Free

Free

Opening Deposit

$10

$10

$10

$10

Minimum Balance

$0

$0

$300 or one ACH deposit monthly (or $5 fee)

$500 or one ACH Deposit per cycle (or $10 fee)

Checks Available to purchase Not available Free Checks
(one box per year)

Free Checks
(one box per year)

Statements

Free E-Statements (or paper statements for a fee)

E-statements only

Free
E-Statements or paper statements

E-statements only

Interest

-

-

-

Premium interest rate available *

* Elite Plus (PEP) Interest Rates

To obtain the Premium interest rate, must meet the following monthly requirements:

  • 10 POS Debit Card transactions (ATM excluded), will need to clear during each statement period
  • 1 ACH deposit or greater per monthly cycle
  • E-Statements required

Premium rate on balances up to $15,000. 

Simplify your finances with online bill pay.

Pay all your bills and credit cards, make a gift, and monitor transactions with online bill pay. You can set up e-bill accounts for utilities, taxes, a mortgage or any other regularly scheduled payments. With bill alerts or by scheduling payments, you can be sure to pay on time and avoid unnecessary late fees.

Fee-free E-Statements are at the ready.

Go green by checking statements electronically. Check on the status of a loan. Track payments and access documents for tax time. You can access, save, and print at your convenience.

Visit our FAQs page for instructions on signing up for E-Statements online.


Fee for each overdraft; an overdraft protection sweep option is available, at a reduced cost, with a daily usage fee.